Commercial Insurance for your business needs whether it’s big or small.

Running a business is time consuming and challenging enough without having the extra need to worry about lawsuits, employee injuries or property damage. Having the right insurance coverage for your commercial/business needs gives you a worry-free mind to focus on what really matters - running your business.

The coverage you need depends on the type of business you have. Each industry has different exposures or possible liabilities, and we would be happy to help you find the right type of commercial policy you need.

We pride ourselves in evaluating your business insurance needs. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks for the lowest rates available. We also look at other exposures your business may have according to your personnel, location, and future plans.

We have contracts with multiple different Commercial Insurance Carriers, therefore allowing us to get you the best options for the most affordable price according to your needs.

Commercial Insurance Products

BUSINESS LIABILITY

• Employment Practices Liability
• Liquor Liability (if required)
• Directors & Officers
• Errors & Omissions
• Fiduciary Liability
• General Liability

BUSINESS PROPERTY

• Fire
• Theft
• Flood & Water Damage
• Wind & Hail
• Earthquake
• Equipment Breakdown
• Inland Marine

BUSINESS AUTO

• Collision
• Comprehensiven
• Auto Liabilityn
• Cargo Liabilityn
• Hired & Non-Ownedn
• Garage Keepers Liabilityn

BUSINESS INTERRUPTION

• Business Income
• Extra Expenses

CYBER

• Data Breach
• Cyber Liability

WORKERS' COMPENSATION

• Lost Wages
• Medical Treatment

AND MORE:

• Special Events • Surety Bonds • Habitational Markets • Umbrella/ Excess • Vacant Buildings

Our more commonly sold products:

Commercial General Liability (CGL) Insurance

Commercial General Liability, also known as Business Liability Insurance, is a business insurance policy that is applicable..

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is simply a combination of General Liability with Commercial Property Insurance.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) insurance is a form of liability coverage that protects the company..

Directors and Officers Insurance (D&O)

D&O insurance covers a company's directors and officers for negligent actions or omissions and for..

Workers Compensation (Workman’s Comp) Insurance

Your job as an employer includes making sure your employees are safe at work, but there...

Commercial Auto Insurance

We will help you introduce custom coverage that will protect your company and personal assets from the

Commercial Property Insurance

Commercial property insurance protects the building owned or leased by your company including appliances..

Cyber Liability Insurance

Cyber Liability Insurance ensures your business against the costs related to an information break..

Special Event Insurance

There will likely be a time when you host or organize a special event for employees and/or clients..

Surety Bond

A surety bond is a promise to be liable for the debt, default, or failure of another..

Inland Marine – Builders Risk Insurance

Once you’ve begun work on a project, you need things to go as easily as possible. Issues at..